Credit solutions - Docaposte

Credit is a driving force for banking activity and a way of attracting new clients. Docaposte offers a range of services to improve client experience and to streamline back-office processing.

Facilitating and optimizing credit management.

Credit solutions throughout the credit granting process

From data collection and Back Office processing up to signing the contract, Docaposte has a wide range of solutions and services to support your credit granting processes:

Collecting documents, document and consistency checks
Financial collection (banking operations and ratio calculation)
Business controls with our e-Credit hub
Contact management: consultation, identification, electronic subscription

Manage credit risk

Faced with the growth of the B2B credit market, banks and financial establishment need to optimize their processing methods. Docaposte offers a financial analysis and decision-making solution. Objective: manage risks whilst streamlining the credit granting process.

Supporting decision making

Reliable data for loan approval decisions
Know the financial health of the business before granting a line of credit

Compliant with prudential standards

Monitor credit risk
Regularly evaluate the evolution of the financial health of client businesses
Regulatory-compliant

Adaptability

Solutions coherent with your organization
Rapid access to information
Personalized financial analysis

Facilitate balance sheet management

Amongst other issues in the banking sector are the acquisition of supporting client documents and updating existing data. Docaposte supports establishments via:

Checking collected documents: collection from different sources and checking of imported balance sheets respecting different norms
Business support: supporting decision making by automatic generation of financial analysis, reviews, consolidated reports and financial ratings by a calculation engine according to the client system.
Reliability of IS data: consultation of collected balance sheets by bank employees, to enter and correct balance sheets